At Newtownards Credit Union we want to encourage our members to save regularly. Whether that's putting a little money away for a rainy day or saving for something special.

We have two types of savings accounts - a Senior account for those over 16 and a Junior account for those aged 16 and under.

To open a savings account simply print off and complete the membership application form. Bring the completed form into our office along with proof of address, (eg, electricity bill) and photographic ID, (eg, driving license or passport).

Don't worry if you can't print off the application form. Just come into the office and we can provide you with one to fill in there and then.



You can save any amount between £1 to £20,000.

It only costs £3 to open a Senior account and opening a Junior account is free!

Newtownards Credit Union is a non-profit making organisation. That means any surplus is returned to our members as a dividend on savings. Even considering the difficult economic climate, for the past 3 years, we have given our members 1% back on their savings!

Yes, everyone who joins the Credit Union gets a passbook. It's used to record your savings and loan repayments (if you have one).

In the office you can pay with cash, cheque or debit card or you can setup a regular standing order payment from another bank account.

Yes, if anything happens to our Credit Union, the FSCS automatically refunds savings up to £85,000 within 7 days. For more details see